All Benefit Agency exists so you won't have to worry about your Medicare insurance anymore.

If you are turning 65 soon or already have a plan, we’ll guide you through your initial enrollment.  After that, we’ll help you sort through the dozens and dozens of new options each and every year to make sure you are saving on your healthcare costs, while keeping your preferred doctors and pharmacies.

We have thirty years of experience and work with many top quality carriers, which allows us to take an unbiased approach in finding solutions that fit you and your budget.

We offer quality solutions, in addition to guidance and support that is free of charge to you for the following types of Medicare insurance:

True stories of how we have helped our clients.

By: Barbara Todd-Leffel – All Benefit Agency

Other Insurance Plans You May Need


Dental Plans & Vision Plans

Start saving on routine, preventative & other dental/vision.

Portrait of radiologist smiling while colleague preparing patient for xray in examination room

Cancer Insurance

Cancer coverage can help reduce the personal financial impact of the cost of fighting the disease and keeping up with everyday bills through that process.


Hospital Indemnity

These plans help you to pay for expenses that regular health insurance does not cover when you are hospitalized.


Final Expense 

Final expense insurance is generally less than regular life insurane and helps you pay for your final expenses.

The Medicare Insurance Program

Click for a Brief Overview

Medicare is the federal health insurance program for people who are 65 or older.  The different parts of Medicare help cover specific services:

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.  Most people will pay a standard Part B premium which varies depending on income.

Medicare Advantage Plans (Part C) roll Part A & B into one plan and have several options that may provide more coverage than your original Medicare.

Medicare Supplements work together with your original Medicare to cover things like your deductible, co-pays and other out-of-pocket expenses.

Medicare Part D adds prescription drug coverage to your original Medicare.

To sign up for original Medicare Parts A & B, along with Part D, most people will have an Initial Enrollment Period which is a 7 month period around the time they turn age 65. This period begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.

Once  your Initial Enrollment Period is over, if you wish to change or purchase Advantage or Part D Plans, you must act during the open enrollment period.

Annual Open Enrollment:
October 15th through December 7th.
Note that you must already be enrolled in Original Medicare to purchase
Medicare Advantage Plans, Supplement Plans or Part Plans.


To purchase an Advantage Plan or a Part D Plan outside of the open enrollment period, you will need a qualifying event to be eligible.

Why Choose All Benefit Agency?

Barbara Todd-Leffel had more than 20 years experience as a health insurance advisor/agent when she first learned, through her own experience with her parents, how complicated the Medicare program can be. It’s been 12 years since she helped her parents transition to Medicare, and ever since then she has dedicated herself exclusively to serving the Medicare Eligible Community – she knows more than the average agent and is passionate about helping clients with their Medicare benefits. 

That passion is what sets Barb apart from other Medicare agents and is demonstarted in her willingness to educate and support clients in finding solutions that fit their unique needs. Also, Barb works with and has developed strong relationships with all the major carriers, which she leverages to her clients’ advantage.


Contact Barb’s team

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